I opened an account at Chase today and plan to slowly shuttle my money there away from WaMu as my CDs mature. The difference between the two banks is like night and day. WaMu sucks, frankly. The tellers all look about 19 years old and they act like they'd rather be elsewhere. I can understand. I don't imagine that WaMu is a fun or lucrative place to work at right now. I am also nervous about them going belly-up. I am not nervous about losing my money, but I am old enough to remember the S&L crisis when it took a few weeks to get access to my money, what little I had fresh out of college.
At Chase they offered me a bunch of free stuff (free ATM withdrawals outside the Chase network!) and the bank manager even came over to talk to me. This has never happened to me at any bank. Chase clearly wants by business. The fact that Chase bought my mortgage a few years ago probably has something to do with it.